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WHY AUSSIES LOVE COMPARE TRAVEL INSURANCE

Travel agents and airlines charge huge commissions. We don’t! Our frequent travel insurance comparison is free to use. You’ll be directed to the insurer’s website to buy travel insurance without any sneaky charges. We promise!

If you have a serious case of wanderlust, an annual policy might be just the ticket for you. Get cover for an unlimited number of trips in 12 months for one price. You’ll be sure to save a bucket too!

We compare heaps of policies for all types of travellers from some of Australia’s most reputable travel insurers, including, 1Cover, Budget Direct, Fast Cover, Insure and Go, Zoom & more!

Want annual cover, but not 100% sure where you’re going over the course of the year? No worries, just buy a Worldwide policy and you’re free to roam wherever and whenever you wish. #wanderlust

Jetsetters can find a policy that will cover for flight cancellations (for unforeseen reasons) even if tickets were booked using points.

Lightbulb moment - lets go on holiday!! With an annual policy you don’t need to tell your insurer each time you travel. Say hello to spontaneity :)

what is annual travel insurance?

An annual travel insurance policy is for travellers who leave home multiple times a year on shorter trips. This differs from a year-long single trip policy, which provides continuous cover for you to be away from home for one twelve-month long trip.

Annual travel insurance policies have different maximum trip duration limits - that is, the maximum number of days you can spend overseas before you have to come home again. For example, if you purchase a 30-day annual travel insurance policy, you can go on a ten-day trip to Bali for a friend’s wedding in April, go on a seven-day Pacific cruise in July, go trekking for three weeks in New Zealand and have a month-long break over Christmas in the USA, and they can all be covered under the one policy.

Check out our guide on annual travel insurance and the limits that apply.

If you don’t know where you’re travelling to within the next 12 months, choose Worldwide to ensure you’re covered no matter where you go. If you’re travelling to multiple countries choose the appropriate region for your trip. Stopovers of less than 48 hours generally do not need to be included (excluding USA and Canada).

Worldwide means anywhere in the world Americas means USA, Canada, South America, Latin America, Hawaii and the Caribbean Europe means all European countries, including UK Middle East refers to the area from Syria to Yemen; Egypt to Iran Asia generally means Asia and the Indian subcontinent. For some insurers, this excludes Japan* Pacific means the South-West Pacific, New Zealand and Indonesia/Bali*. Select Pacific for domestic cruises in Australian waters Australia means domestic travel within Australia only

*Some variances apply for Bali, Indonesia, Japan and the Middle East. Check that your destination is covered once directed to your chosen insurer’s site.

Depending on your circumstances, such as your age, and your trip durations and destinations, it can sometimes be cheaper to buy two or three single trip policies than an annual policy, so there are savings to be made by shopping around and comparing your options.

Tips for frequent travellers

Adventure Activities Whats Covered Annual Travel Insurance Guide Pre Existing Medical Conditions

Annual insurance faqs

What does annual travel insurance mean?

This may seem like a silly question, but believe it or not, it confuses a lot of travellers! A multi-trip policy, also known as a frequent traveller policy covers you for an unlimited number of short trips throughout the year. Not to be confused with a single-trip policy which is one trip that lasts anywhere from 2 days to 12 months in duration.

Can I buy an annual multi-trip policy at any age?

No, annual multi-trip policies tend to have age limits of around 65 years. Check out our annual travel insurance guide to learn more. Use our quote box above to compare frequent traveller policies to see what cover is available for your age.

How many trips can I take a year with annual cover?

Are there trip duration limits?

Yes, that’s the catch! When purchasing an annual policy, you must allocate a maximum trip duration which means you cannot go on holiday for more days than specified. See our guide for annual policy trip limits.

Am I covered for business and leisure trips?

Most insurers cover you whether you’re travelling for business or pleasure but the benefits may vary. There’s no “one-size-fits-all” travel insurance for business travellers so it would pay to contact your insurer directly if you had something specific in mind. Some insurers offer annual business or corporate travel insurance and business equipment may not be covered under personal policies if you’re not personally out of pocket.