Compare Travel Insurance | Best Travel Insurance Comparisons

If you’re over 60 finding reasonably priced seniors travel insurance can be tricky, however this doesn’t mean you should compromise on cover!

What Age Can I Buy Travel Insurance Until?

Age restrictions vary from insurer to insurer. You might also find limits on the levels of cover available to elderly travellers too.

Unfortunately finding this information can be quite time consuming as many insurers don’t make their conditions or eligibility of cover very clear.

Well aren’t you the lucky ones, we’ve done all the hard work for you. Check out our table below which lets you compare the age restrictions from 20 Australian insurers all in one place. Yippee!

There are plenty of insurers that offer cover to the young at heart traveller with no age restrictions at all :)

Who Offers Travel Insurance To Senior Travellers?

Insurer	Single trip age limits	Annual policy age limits	Annual policy trip durations	BUY NOW
1	No Age Limit	Under 65	"*Cover is only available up to a maximum of 6 months per 1 Journey for
travellers aged 80 years or over."
3	No Age Limit	Under 80	Max trip duration of 45 days
4	No Age Limit	Under 74	"Max trip duration options 15	30 and 45 days"
5	Under 100	Under 75	Max trip duration of 30 days
6	Under 100	Under 75	"Max trip duration options are 30	45 or 60 days"
7	Under 85	Under 75	"Max trip duration options are 30	45 or 60 days"
8	89 and under	Under 65	"Max trip duration options 15	25	40 or 63 days"
10	Under 75	Under 75	"Max trip duration options are 31	50 and 60 days"
11	Under 71	Under 71	"Max trip duration options are 31	45	62 and 93 days"
12	Under 100	Under 100	"Max trip duration options are 30	45 and 60 days"
14	No age limit	No age limit	"Max trip duration options are 30	60 or 90 days"
17	No age limit	Under 100	Max trip duration of 45 days
19	Under 70	Under 70	"Max trip duration options 31	45	62 and 93 days"
20	Under 86	Under 75	"Max trip duration options are 15	30 and 45 days"
22	Under 75	Under 75	"Max trip duration options are 15	30 and 45 days"
24	Under 85	Under 70	Max trip duration 15 and 45 days
26	No Age Limit	Under 74	"Max trip duration options 15	30 and 45 days."
27	Under 89.	Under 70	"Max trip duration options 30	45 or 60 days"
36	Under 100	Under 74	"Max trip duration options 30	45 and 60 days."
37	Under 65	Under 65	Max trip duration of 60 days
39	Under 66	Under 66	Max trip duration 30 days
43	Under 74	Under 74	"Max trip duration options are 15	30 and 45 days"
44	Under 81	Under 75	"Max trip duration options are 15	30 and 45 days"
45	Under 74	Under 74	Max trip duration of 30 days
2	No Age Limit	No Age Limit	"For travellers up to the age of 70 years	the
maximum trip duration of any one trip is 45 days.
For those aged 70 years and over	the maximum trip
duration of any one trip is 31 days."
9	Under 100	Under 75	"Max trip duration options are 30	45 or 60 days"
13	No Age Limit	No Age Limit	If You are eighty-five (85) years of age and over Your cover is conditional on obtaining written confirmation from Your Registered Medical Practitioner that You are medically fit to undertake the Journey
15	Under 65	Under 65	Max trip duration of 21 days during this period.
16	Under 100	Under 100	Maximum Trip Duration (If you are aged 65 or over) 42 days 42 days if you travel to Pacific only; 90 days if you travel to other destinations (unless you are aged 80 or over and select a Worldwide Including travel plan); 35 days if you are aged 80 or over and select a Worldwide Including travel plan.
18	Under 90	Under 90	"Max trip duration options 31	45	62 and 93 days"
21	Under 70	Under 70	"Max trip duration options 31	45	62 and 93 days"
23	Under 75	Under 75	"Max trip duration options 30	45 and 60 days."

NOTE: This does not refer to age restrictions in regards to family members.

General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn’t. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.

Age Loadings

Irrespective of how active you are, many insurers add significant age loadings to policies and may limit the levels of cover that are available to elderly travellers. So even if you’re a young at heart traveller you might find your travel insurance is quoted based on age bands, rather than personal circumstances.

For example, for a 2 week trip to Europe a 50 year old can expect to pay $75 upwards for their comprehensive travel insurance policy, a 60 year old can expect to pay $85 upwards, a 70 year old can expect to pay $94 upwards and those over 80 years the cheapest comprehensive policy starts at $200.

Frequent Traveller?

Now you’re retired you’ve got more time to travel. If you tend to go away more than twice a year you should definitely consider an annual-multi trip policy. Annual policies cover you for all trips you make in a 12 month period - internationally and domestically. In a lot of cases annual multi trip policies tend to have lower age limits than single trip policies. You should also remember to check the limits on the maximum trip length as these tend to vary anything from 15 days to 90 days per trip.

Compare And Save On Your Seniors Policy

A great way to compare the different prices and levels of cover available is to use a comparison website like comparetravelinsurance.com.au. Just enter the destination, dates of travel and ages of travellers and you can compare seniors travel insurance for all types of trips. See what kind of deal you can find yourself today.

For more help in choosing which is the right policy for you. Check out our ultimate guide to seniors travel insurance. It explains what’s included and what’s not in your average policy, and more info about pre-existing medical conditions.